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Check Your Credit Card Status Online In Easy Steps

Owning a new credit card is an exciting experience. From the idea of waving around these plastic cards to enjoying the features and benefits they provide, there are multiple reasons why one should be excited about owning a credit card. That said, from the time you apply for a card, till the physical card reaches your registered address, it can be an anxious wait. While there are fewer chances of your application getting rejected, financial institutions do take a closer look at your credit history and your credit score, along with a couple of other metrics.

 

That said, if you’ve never defaulted on your payments before, and have a good credit score with a regular income stream, your application would ideally get approved. However, considering the fact that we are often perturbed until we know for sure, there are ways in which you can check your credit card application status online. The credit card application status will give you a clear idea about whether your application has been approved, rejected, or if it is still being reviewed.

 

Here is how you can check your credit card application status online in a few easy steps. However, before we proceed further, it is important that you have the following information readily available.

 

  • Your credit card application number
  • PAN number
  • Mobile number
  • Date of birth

 

Check credit card status online

To check your credit card application status, you just have to follow these simple steps.

 

Step 1: First, visit the official website of the bank or the financial institution where you had applied for your credit card

Step 2: Once you land on the website, navigate to the ‘Credit Card’ section

Step 3: Find the ‘Track Application’ option, or find the option that lets you track your application status

Step 4: Once you click on the ‘Track Application’ option, you will be redirected to a different window. Here, you will be asked to enter relevant information, such as your application number, PAN number, or date of birth

Step 5: Once you enter the relevant details, you have to click the ‘Submit’ button. Following this, your credit card application status will be displayed on the screen. You will know if your credit card application has been accepted or rejected, or if it is still under review

 

Alternative methods

If you do not want to check your credit card application status online, you can also call the bank’s customer care service number, and talk to the bank’s representatives to know about your credit card application status. You can also walk into the nearest bank branch, and inquire about your credit card application status. Once you know about the status of the application, you will get the credit card delivered to the registered address within 10-12 business days.

 

Before you apply for a new credit card, however, ensure that you do your research, and apply for a card that extends a host of benefits and features. Today, you can find a wide range of credit cards that are catered to different audience segments. For instance, if you are an avid shopper, you would benefit more from applying for a shopping credit card. Alternatively, if you travel frequently, you can opt for a travel credit card.

 

One of the best options currently available in the country is the Bajaj Finserv RBL Bank SuperCard. This credit card comes with the power of four cards in one! You can use this card to withdraw money from the ATM or to avail a loan against the credit card, and repay the amount within 90 days. Furthermore, you can also shop for your favorite products on EMIs by using this credit card, which makes it an extremely convenient and powerful digital tool.

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